A T-Bone accident can be devastating. The passengers struck in a T-Bone accident may suffer serious injuries such as broken bones, internal bleeding, concussion or traumatic brain injury, whiplash, spinal cord injury, and more. If you or someone you loved recently suffered injuries in a T-bone accident, you may be wondering how an insurance company determines who is at fault. Here is what you need to know about liability in a t-bone car accident.
A “t-bone” accident refers to a crash in which the front end of one car crashes into the side of another, creating a t shape. Accidents like these are most common in intersections or when one driver fails to yield the right of way, such as at a stop or yield sign. Unfortunately, these accidents are often serious, resulting in severe or life threatening injury for those involved. As such, determining whose negligence contributed to the accident is essential for the purposes of collecting damages.
Examining vehicle position alone is not enough to determine who was at fault for the accident. Several factors may come into play when examining liability for an accident. For example, one or both the drivers could have been speeding, one may have run a red light or stop sign, or a driver may have failed to see a yield sign. Vehicle position may give some indication of fault, but investigators look for other forms of evidence, including:
- Traffic signals and stop signs
- Eyewitness statements from those who observed the accident
- Traffic camera footage
- The presence of skid marks
- Statements from the drivers, and;
- The results of the written police report, if available.
Important to note is that drivers may share liability for an accident. For example, one driver may have been speeding and another may have failed to yield. In this case, an investigator (usually from an insurance company) may determine both drivers were partially at fault for an accident. In other cases, a third party may be liable for injuries. For example, a municipal entity may be liable for an accident if it was the result of a defective traffic light. Additionally, the manufacturer of a car or its component parts may be responsible for damages if a vehicle defect played a role in the accident.