If you have been in a car accident with an at-fault uninsured motorist, you have the right to file an Uninsured Motorist (UM) or Underinsured Motorist (UIM) claim. This claim is filed with your own personal car insurance carrier.
Your car insurance in California should cover these incidents unless you specifically declined this particular coverage. In these cases, your insurance company legally “stands in the shoes” of the at-fault uninsured driver and is required to pay your claim. In addition, pursuing such a claim with your own auto insurance will not affect your insurance premiums.
Your claims for an Uninsured Motorist injury claim can include medical bills, loss of wages, property damage, loss of future income, and pain and suffering. If the car accident was severe, your total damages may be substantial.
Often, your car insurance company will resist paying claims that were the fault of another driver without insurance, which is why it can be imperative to hire an experienced attorney to help you pursue the Uninsured Motorist claim from your insurance carrier.
If you were involved in a car accident with an uninsured at-fault driver, you need an experienced attorney to represent you. Your own insurance company may be resistant to paying claims on behalf of another driver, even if you have Uninsured Motorist coverage on your insurance policy.
For a free evaluation of your case, contact the experienced personal injury attorneys at Easton & Easton at 800-461-8259 today. We have helped thousands of clients recover full and fair compensation for their Uninsured (UM) and Underinsured Motorist (UIM) claims.